The “emergency scam” tactics have changed recently which catch unsuspecting victims offguard.
In the typical “emergency scam,” the victim will receive a frantic phone call from someone claiming to be a grandchild or loved one.
The caller desperately will explain that they are involved in some sort of mishap or are having trouble returning from a foreign country and need money “right away.”
They will rely on your love for your family and will gain your trust to keep the matter secret.
Fraudsters pressure people into wiring money or purchasing gift cards, which they turn into cash by cloning the card.
Once you wire or send the information on the gift card, your money is gone.
In a new type of scam, fraudsters will call you and advise your credit card currently is being used to purchase an item, which cannot occur because you are holding your card.
The caller advises you to call 9-1-1 immediately and report the incident to police.
As you hang up, the suspects stay on the line—never truly disconnecting with you—and they identify themselves as a 9-1-1 operator.
They will ask you for credit card information or other personal identification to complete the scam.